InsCash

InsCash Privacy Policy

By accessing the InsCash mobile application ("App") or any related services ("Services"), you agree to be bound by this Privacy Policy. Your use of our platform constitutes consent to InsCash ("we," "us," or "our") collecting, using, and disclosing your personal information as described herein. This policy is incorporated into and governed by our Terms of Use.

Introduction

The InsCash mobile application enables users to apply for short-term loans ("Loans") provided by us or our partner financial institutions ("Lenders"). To facilitate loan processing, we are authorized to collect, verify, and manage your personal data as outlined below. This Privacy Policy explains how we handle your information—please review it carefully.

Information We Collect

When you register, we collect:

  1. Contact details (phone number, email)
  2. Identity verification data (name, age, ID documents)
  3. Financial information (SMS transaction logs, credit bureau data)
  4. Device permissions (call logs, contacts, installed apps, calendar) for security and service optimization
  5. Biometric data (photos/videos) for identity verification
  6. You authorize this collection by using our Services.

Data Usage & Protection

1. Phone Number

What We Collect: Your registered mobile number

Purpose:

  1. Account authentication and security
  2. Fraud prevention and identity verification

Data Handling:

  1. Encrypted and stored at https://www.inscash.cc
  2. Retained for active account period
  3. Deleted upon account closure or after mandatory retention period

2. Contact List Access

What We Collect: Designated emergency contacts (names/numbers)

Purpose:

  1. Identity verification
  2. Fraud prevention
  3. Emergency communication

Data Handling:

  1. Only accesses 2 specified contacts
  2. Encrypted upload to https://www.inscash.cc
  3. Deleted after verification completion
  4. No other contacts accessed

3. Photo/Video Collection

What We Collect: 

  1. Live selfies
  2. ID document images

Purpose:

  1. KYC compliance
  2. Biometric verification

Data Handling:

  1. AES-256 encrypted storage
  2. Restricted access

Deleted:

  1. 24h post-verification
  2. Immediately at account closure
  3. 72h if verification fails

Data Sharing

We may share information with:

  1. Lenders and financial partners
  2. Legal/regulatory authorities when required
  3. Successor entities in business transfers

Your Rights

Access and update personal data

Request data deletion (subject to legal requirements)

Withdraw consent (may affect service availability)

Policy Updates

We may modify this policy with notice via platform updates. Continued use constitutes acceptance.

Contact Us

For questions or requests:

Email: help@inscash.cc

 

By using InsCash, you acknowledge understanding and acceptance of these terms.